A clearer understanding
of your loss.
Diminished value is the difference between a vehicle’s market value before an accident and its value after proper repairs. Repairing damage restores function, but does not erase the accident from a vehicle’s history.
Repairs fix the damage — not the history
Quality repairs restore function and appearance, but the accident stays on the vehicle’s record. Buyers and dealerships may pay less for a vehicle with an accident history than for a comparable one without it.
- Accident history appears on vehicle history reports
- Trade-in and resale offers can reflect that history
- Diminished value is separate from the cost of repairs
- The loss exists even when repairs are done correctly
A market-based appraisal, not a formula
A useful appraisal examines your specific vehicle — its year, make, model, trim, mileage, condition, repair documentation and prior history — against comparable vehicles and relevant market evidence.
- Comparable vehicles anchor the assessment
- Repair records document what was damaged and restored
- Market evidence supports a defensible figure
- No generic percentage applied to repair costs
Eligibility depends on your situation
Fault, accident location, state law, policy terms, ownership or lease status and prior accidents can all matter. Being not at fault does not automatically establish entitlement — every claim stands on its own facts.
- Fault determination is only one factor
- State law and policy terms shape what is available
- Lease terms may affect who holds the claim
- Prior accident history can affect eligibility and value
From appraisal to recovery
We review your documents and explain whether a professional appraisal is appropriate. Any negotiation or claim assistance is offered only where authorized, with scope and fees confirmed before paid work begins.
- A professional appraisal supports your claim
- Authorized claim assistance where applicable
- Clear written scope before anything starts
- No recovery is ever guaranteed
This information is general, not legal advice. Availability of services and claim assistance depends on applicable law and authorization. A valuation is professional evidence, not a guaranteed recovery.